莱芜今天开始执行！最高可贷款170万元！
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<span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; visibility: visible;">5月30日，济南住房公积金中心下发《关于进一步优化住房公积金政策的通知》，</span><span textstyle="" style="font-size: 15px; letter-spacing: 1px; color: #021eaa; visibility: visible;">提高购买高品质住宅公积金贷款额度，放宽住房公积金亲情提取政策。</span></span>
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<span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; visibility: visible;">购买济南市高品质住宅</span></span></span><span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; visibility: visible;">（高品质住宅以住建部门认定为准）申请住房公积金贷款的，</span></span></span><span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; color: #021eaa; visibility: visible;"><strong>最高贷款额度由按家庭当期最高贷款限额上浮20%调整为上浮30%。购买高品质住宅、多子女家庭或高层次人才、购买现房的，贷款额度上浮政策可叠加使用，最高贷款额度为170万元。</strong></span></span></span><span leaf="" style="visibility: visible;"><br style="visibility: visible;"></span>
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<span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; visibility: visible;">放宽住房公积金亲情提取政策方面，支持购房首付款提取家庭代际互助。</span></span></span><span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; color: #021eaa; visibility: visible;"><strong>缴存人在济南市购买自住住房时，夫妻双方父母、子女可申请提取住房公积金用于支付首付款</strong></span></span></span><span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; visibility: visible;">（要求父母、子女中的一方与购房职工夫妻中的一方在同一户口簿上）</span></span></span><span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; visibility: visible;">。</span></span></span><span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; visibility: visible;">支持还贷提取家庭代际互助。</span></span></span><span style="caret-color: red; visibility: visible;"><span leaf="" style="visibility: visible;"><span textstyle="" style="font-size: 15px; letter-spacing: 1px; color: #021eaa; visibility: visible;"><strong>缴存人在济南市购买自住住房并办理住房贷款的，进一步扩大还贷提取业务范围，将办理人员扩展至职工夫妻双方父母、子女</strong></span></span></span><span style="caret-color: red;"><span leaf=""><span textstyle="" style="font-size: 15px;letter-spacing: 1px;">（要求父母、子女中的一方与购房职工夫妻或共有产权的共同借款人夫妻中的一方在同一户口簿上）。</span></span></span><span leaf=""><br></span>
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<span style="caret-color: red;"><span leaf=""><span textstyle="" style="font-size: 15px;letter-spacing: 1px;color: #021eaa;"><strong>该通知自2025年6月1日起执行</strong></span></span></span><span style="caret-color: red;"><span leaf=""><span textstyle="" style="font-size: 15px;letter-spacing: 1px;">（涉及贷款政策的实施以房屋网签时间为准，2025年6月1日（含）之后网签的按新政策执行）。本次调整未涉及的住房公积金使用政策按原规定执行。</span></span></span>
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